Chloe Sullivan? Bwa ha ha!
This is such a fun story. I could just picture the phone bouncing into the pool of ... muck

... and Lois going in after it. She can't say Clark didn't try to warn her, LOL.
On the other hand, I give Lois props for walking the 8 miles into town by herself. The girl has grit when she's motivated. But we should have known that ... even in an off the wall romp like this, she's still Lois Lane.
From the descriptions, I'm picturing them both being in their late teens or early 20's. Am I close?