I wouldn't be able to help you, I'm afraid, but I do think it would be a good idea to indicate where you are.
I started back to college a few months ago (online, not full time -- only two courses per quarter), for my bachelor's, and while the forms were dizzying, I did get enough in student loans to cover the Fall, Winter & Spring quarters (it covers textbooks to a limited extent); I assume that at the end of Spring I can apply again. (Assuming the banking system hasn't collapsed entirely, of course. But if it has, I'm not sure it'd be worth my while to get a BS in Accounting, anyway.
) I'm finishing my first quarter now, and so far the only thing I've paid out of pocket is about $20 for books.
PJ
who has to write a Term Paper this week and take two finals next week... ah, the joys of education...