Health insurance in the US - 10/20/10 04:56 AM
If someone has health insurance in the US, does the insurer issue you with a credit card type id record for you to carry on your person?
If, for example, you are in an accident and taken unconscious to the hospital would the attending medical staff be able to find out if you are insured by going through your wallet?
Also, if you are uninsured or they can't ascertain whether you are or not, what is protocol? Presumably there is an immediate moral duty to treat the patient, but beyond that what happens? Will you be booted out if you are unable to pay? Or moved to a state-type hospital of some kind where care is free or where you pay whatever you can?
Can someone please enlighten me. Thanks.
If, for example, you are in an accident and taken unconscious to the hospital would the attending medical staff be able to find out if you are insured by going through your wallet?
Also, if you are uninsured or they can't ascertain whether you are or not, what is protocol? Presumably there is an immediate moral duty to treat the patient, but beyond that what happens? Will you be booted out if you are unable to pay? Or moved to a state-type hospital of some kind where care is free or where you pay whatever you can?
Can someone please enlighten me. Thanks.