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Did he think that she was a stingy sore loser who probably wandered around naked in her lonely apartment?
It's lines like this that make me love your fics!

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There had to be a way to get that back - that feeling of friendly safety that Clark had offered earlier. There had to be a way to show him that she wasn't a desperate loser.
This is great. It shows her inner insecurities and highlights her growing attraction.

Everyone else already said what I was feeling, so I'll end this comment with "great fic"!
Tremendously fun to read.