I think it depends on what accent you're talking about, Anna. I've always pronounced folks/FOLCs with an "l" sound in them.

I don't think I ever said it spelled-out, though I know some people who did -- I liked the play on words. We're not just any old folks, we're FOLCs! <g> Plus I had a case of nickname-envy -- the X-File fans in the forum next door called themselves X-Philes, which I thought was brilliant.

I tended to pronounce the other acronyms as words, too, come to think of it -- "Home is Where the Hurt Is" (HiWtHi) was pronounced "Hiawatha" and "We Have a Lot to Talk About" (WHALTTA) was "walt-ah."

This can go too far, of course. I'm embarrassed to admit that sometimes I have, in verbal conversation, actually pronounced "lol" goofy

PJ

"You told me you weren't like other men," she said, shaking her head at him when the storm of laughter had passed.
He grinned at her - a goofy, Clark Kent kind of a grin. "I have a gift for understatement."
"You can say that again," she told him.
"I have a...."
"Oh, shut up."

--Stardust, Caroline K