I've read two stories that I cannot for the life of me remember what they are.

The first one all I can remember is it is after Lex dives off the building from his almost wedding to Lois. He has set up some kind of fund for her and when she goes to the reading of the will she finds out she has inherited a large sum which she doesn't want from Lex. She gives it to Superman and this I think is what starts the Superman Foundation.

The other fic is Lois and Clark are in a helicopter crash and are persued by men working I believe for Lex. A large part of the story takes place with them fleeing from their persuers in the mountains somewhere like Colorado.